Our application areas

• 

  E-commerce solution

 

Equip your e-commerce site with a secure and recognised payment solution!

 

Whether you have a basic requirement or need more complex processing, Paybox by Verifone ensures that your e-commerce transactions are safe and gives you access to over 30 payment methods.

 

•  A turnkey solution that is easy to integrate
• Freedom to choose your own bank:
• compatible with all banks in France
• connections with international buyers
• 52 currencies accepted
• Over 30 methods of payment accessible

• Ability to personalise the payment page and confirmation with the colours of your choice

• Processing flexibility / Debit flexibility / Automatic cash operations

• Management and oversight of your transactions via the back office

• Fraud prevention

Download E-commerce Product Sheet (french only)

• 

  M-COMMERCE

 

The mobile payment solutions developed by Paybox are natively available in our e-Commerce Packs, whether you have:

• an optimised mobile website
• a native application



 

Discover more about the 4 m-commerce functions that help improve the customer experience:

 

1. Mobile payment page in the colours of your choice

 

2. Alternative payment methods designed for mobiles – Wallet 

Allow your customers to pay with their log-in and password without having to enter their card number.

 

3. One-click payment

 

4. Click & collect

Allow your customers to order online and pick up their products from the shop!

 

Download M-commerce Product Sheet (french only)

• 

  Call-centre / IVR / distance sale contract/ mail order

 

Whether your project involves:

• receiving orders over the phone
• taking orders via interactive voice response (IVR)
• through a data entry centre, linked to the collection of purchase orders and forms

Paybox has several solutions to offer you: ON or OFF LINE.

Our services range from a solution with no technical integration into your computer systems, all the way to the complete integration of your business tools to optimise and industrialise your processing procedures.

 

Manual Entry

Equip your call centre in 24 hours!

The Manual Entry solution enables you to register payments on a secure interface.

There are two versions of this tool available:

• Single user
• Multi-user

 

A payment solution integrated into your IT system

Industrialise your operations and increase productivity!

• « Server to server » dialogue in real time or offline between your IS/ERP and the Paybox server
• Option to work in two stages: Simple authorisation + Offline capture
• PCI-DSS certification recommended

 

Paybox Mail

Do business online, whether you have a website or not!

With the Paybox Mail interface you can:

• create your transactional emails
• manage your shipments
• track associated payments

 

Which in turn can be used to:

• ensure your customers benefit from promotions
• confirm a reservation
• make a donation
• renew a subscription
• pay a deposit…

To find out more, go to: payboxmail.com

 

Paybox Cheque

Make payment by cheque even safer!
Via the back office, Paybox uses the Vérifiance-FNCI-Banque de France  (the official cheque verification service in France) to verify cheques, by consulting the Banque de France’s National Register of Irregular Cheques and returning a colour-coded response.

To find out more, refer to the documentation: Cheque inspection service (in french only)

 

• 

  Payment at the point of sale

 

Centralise your payment flows by adding new services!

 

In addition to our distance sale solutions, Paybox / Verifone is able to provide management of your point of sale money flows via our cross-channel platform:

 




• Supply of payment terminals (EPTs) and multi-vendor POS terminals: IP / GPRS / RTC / Contactless as independent, centralised or integrated e-banking
• Installation and maintenance: technical preparation of the equipment, delivery, technical support phone line, site visits
• Routing of online payment flows
• Back office tools: manage your transactions and EPT network
• Value added services: private applications to manage store cards, loyalty cards, etc.
• Your EPTs or machines are directly connected to our Paybox platform instead of the bank.




 

For more information, go to:  www.verifone.fr

 

• 

  From multi-channel to cross-channel

 

 

 

Paybox / VERIFONE , the answer to new purchasing behaviour!

 

• Multi-channel

The Paybox platform accepts a variety of channels, physical as well as distant:

• merchant websites
• Electronic Payment Terminals, or tills in a store or retail outlet
• automatic terminals
• mobile phones or PDAs
• call centres, data entry centres, interactive voice response, etc.

 

• Multi-services

Besides payment by bank card, store card or credit card, the Paybox platform also allows you to manage industry-specific applications such as: gift cards, loyalty cards, fleet management, vehicle reservations…

 

• Cross-channel
  

Besides the ‘siloed’ management of the different channels, the Paybox platform enables the sales channels to interact with each other, thereby moving from a multi-channel approach to a cross-channel one: Begin the transaction on an e-commerce site, continue it on a mobile device and complete it at a physical POS!

 

To explore the entire cross-channel solution you need : Contact us !

 

 

Secure payment features

The essentials

• 

  Cashing in card payments

 

Accept card payments to boost your online sales!

 




The Paybox platform lets you accept online payments by debit card, Visa and MasterCard by using the distance sale payment system contract delivered by your bank in a PCI/DSS certified environment.

You also have the option of cashing numerous other cards and payment methods thanks to our Additional Payment Methods option. (french only)




 

 

• 

  Making your transactions safe

 

Avoid non-payers by strengthening security around identifiable risks and without losing your honest customers!

 

Use fraud indicators to detect fraudulent behaviour, and filter or block transactions according to your acceptance/refusal criteria:






 

 

• Purchaser location (card BIN and IP nationality)
• Card activity
• Card black list




 

Protect your business from non-payment

 

3-D Secure is an anti-fraud protocol put in place by Visa and MasterCard. It protects you from transaction denial, enabling the bank to verify the card holder at the time of their online purchase. The 3-D Secure protocol is available as part of our solutions. An activation request is all that you need.

3-D Secure can be activated in « automatic » mode, for all payments, or in « selective » mode depending on:

• the amount in the basket
• the IP nationality
• first order
• delivery address
• high-risk products

 

Look at our security focus

• 

  Managing your business

 

Manage your transactions with reporting tools!

 

The Paybox back office, a real dashboard for your business, enables you to monitor and manage your transactions. This secure interface, updated in real time, shows you an exact picture of all payments and attempted payments.

 




Monitor and analyse your business activity:


• See accepted and declined transactions online in real time
• View fraud indicators
• Extract date-to-date transaction details (XLS / CSV / XML)

 

Manage your cash operations:

• Cancellation
• Total or partial refunds
• Manual Entry of a payment for a telephone or mail order




 

Consult the Merchant Back-office User Guide (french only)

• 

  Personalise your purchasing process

 

Free personalisation of the payment page and confirmation on your website and mobile site!

 

Integrate the look of your e-commerce site into the payment system to reassure your customers and ensure they don’t feel disconnected.

 




 

• What can be customised?
  • Payment methods pre-selection page
  • Major retailer’s logo or banner
  • Approve / Cancel buttons
  • Choice of display language and currency
  • Screen background
  • Font, size and colour of texts

   

• Not forgetting the payment receipt (e-mailed to your customers):

• Header
• Logo
• Footer for insertion of customised message

 

Download the personnalized payment page documentation (french only)




 

• 

  Debit at the right time

 

Reassure your customers by debiting them upon dispatch!

 

You want to:

• debit upon dispatch
• verify your stock before debiting the order
• approve the payment after checking the order

 

Natively, you can cash in the transaction with a delay of less than 7 days.

After 7 days, an imprint of the card will be required. For more information, speak to our customer services team.

 Contact us! 



 

Paybox Payment Pack

• 

  Redirection packs

Delegate the collection of card details!

The Paybox redirection packs use a customisable payment page that is hosted and managed by Paybox, who ensures complete PCI/DSS compliance.

E-commerce Packs in redirection	ESSENTIEL	FLEXIBLE	PLUS
Set-up & activation
Assistance and Support with the integration Page and payment ticket customisation Anti-fraud set-up Distance payment acceptance contract for CB, Visa, MasterCard any bank
Monthly subscription
Back-office access Change of bank free of charge Anti-fraud tools Unlimited client & technical support
Unit price per transaction
100 transactions free every month
Paybox Payment Page
Web Payment
Mobile Payment
Customisation : visual identity, language, currency
Anti-fraud tools
3-D Secure optional
Filters on nationalities of cards and IP
Back-office Paybox
Cash operations: debits / cancellations / refunds
Manual entry for payments (by telephone, mail)
Reporting
Flexibility of debits
Deferred debit (D+1 to D+7)
Payment N times / management of simple subscriptions Management of deposits and balances	option
Cash operation automation of your tools (site BO, ERP, IS)
Partial debit to approval Click & Collect (debit to collection of parcel in shop)
Taking card imprints (tokenisation): Debit deferred to beyond 7 days Payments in instalments depending on balances 1 Click payment (e-wallet) Advance subscriptions
Additional payment methods
American Express, JCB, Diners, Kwixo, Cofinoga, Leetchi, 1euro.com, etc	option	option

Our business advisers are here to answer any questions you might have : Contact-us !

 

• 

  Total integration Packs

The total integration Flexible and Plus Packs use a payment page that is hosted and managed by the merchant. It is the merchant’s responsability to ensure the data is secure. PCI/DSS certification is therefore recommended.

E-COMMERCE PACKS total integration	FLEXIBLE	PLUS
Set-up & activation
Assistance and Support with the integration Page and payment ticket customisation Anti-fraud set-up Distance payment acceptance contract for CB, Visa, MasterCard any bank
Monthly subscription
Back-office access Change of bank free of charge Anti-fraud tools Unlimited client & technical support
Unit price of the transaction
100 transactions free every month
Payment Page
Within your sales application
Anti-fraud tools
3-D Secure optional with Remote MPI
Flexibility of debits
Deferred debit (D+1 to D+7)
Cash operation automation of your tools (site BO, ERP, IS)
Partial debit to approval Click & Collect (debit to collection of parcel in shop)
Taking card imprints (tokenisation) : Payment N times / subscriptions management Management of down payments and balances Payments in instalments depending on balances 1 Click Payment (e-wallet)
Back-office Paybox
Cash operations: debits / cancellations / refunds
Manual entry of payments (by telephone, mail)
Reporting
Additional payment methods
American Express, JCB, Diners, Cofinoga.	option	option

Our business advisers are here to answer any questions you might have : Contact-us !